Dental Insurance

Dental

Dental care is a part of healthy living, and for this reason a dental benefit plan is a highly appreciated employee benefit. Benico, Ltd. has the knowledge and expertise to offer a range of affordable dental benefit plans to fit the needs of nearly all employers.

Preferred Provider Option (PPO) Dental Plan

PPO dental plans are the most popular plans currently being offered. Plan designs can provide varying levels of incentive to use in-network providers, ranging from overlay plans (same benefit, coinsurance and maximum levels in- and out-of-network) to plans that can provide more cost savings (benefit levels vary in- and out-of-network). Certain plan designs are subject to restrictions and are not available in all states.

The following is a list of the provider network search pages for the insurance companies/dental PPOs that we work with:

• Aetna
• Beech Street
• Blue Cross Blue Shield of Illinois
• CIGNA Dental
• COMPDent
• Dentemax
• First Commonwealth:

  • PPO
  • DHMO
• Fortis Benefits (Dental Health Alliance)
• GE Financial
• Guardian
• HumanaDental
• MetLife
• Premier Dental
• Principal
• United Concordia

Voluntary Dental Options

For any size company or organization, Benico, Ltd. offers voluntary (employee-paid) dental plan options through several of its carriers (including First Commonwealth, Guardian, Fortis Benefits, MetLife, Ameritas Dental, and others).

Indemnity Programs

A variety of reasonable and customary (R&C) and scheduled plan designs can be arranged to ensure the flexibility that employers demand. These plans can be combined with PPO networks which provide employees with savings on out of pocket expenses when using participating PPO dentists.

Contact Us

If you would like more information about Dental Insurance, please contact us at 888-669-4883, or email us at info@benico.com.