Privacy/Disclosure
Statement
Last Revised: January 4, 2005
Benico, Ltd. is firmly committed to protecting
the confidentiality of your personal and medical information.
When you enroll in a Benico, Ltd. service, we ask for
only the information required to meet your needs. Please
understand that, when enrolling in a service, you are
providing information on a voluntary basis.
We have developed the following practices
and policies to safeguard your information.
Your
Non-Personal Information (Back to Top)
When you visit a Benico, Ltd. web site, we may collect
non-personal information from
you, such as the Internet browser or computer operating
system you are using. We use this information only to
provide you with better service connections and improved
Web sites. We will not sell or disclose non-personal information
to other companies or organizations.
Your Personal
Information (Back to Top)
In general, you can visit a Benico, Ltd. web site without
revealing any personal information about yourself. When
you register for a Benico, Ltd. service or make service
elections (such as choosing a prescription benefit package
under your plan), you may voluntarily provide us with
personal information, such as
your name and e-mail address. When personal information
is combined with health or medical status information,
we refer to it as "health-related personal information."
Unless otherwise stated at the time of collection,
Benico, Ltd. will not sell or disclose your personal or
health-related personal information to other companies
or organizations.
Benico, Ltd. will use your personal and
health-related personal information for only the following
purposes.
Benico, Ltd. also
reserves the right to use your personal or health-related
personal information to generate aggregate
data (summarized data that does not identify you)
for the following purposes:
-
Benico, Ltd. is always seeking better
ways to serve you. We may perform statistical analyses
of the traffic patterns, site usage and behaviors
associated with our Web sites. We may use these analyses
to generate aggregate data
which we may sell or disclose to other companies or
organizations.
-
Benico, Ltd. analyzes utilization information
in the aggregate to study outcomes, costs, and provider
profiles, and to suggest benefit designs for your
employer or health plan. These studies generate aggregate
data which we may sell or disclose to other companies
or organizations.
In certain circumstances, Benico, Ltd. may
be legally compelled to release your personal or health-related
personal information in response to a court order, subpoena,
search warrant, law or regulation. Under these circumstances,
we will notify you unless doing so would violate the law
or court order.
Sale or Transfer
of Information
in the Event of Merger, Sale, or Bankruptcy (Back to Top)
Benico, Ltd. considers the information obtained through
its Web sites to be significant assets of Benico, Ltd..
As a result, in the event Benico, Ltd. is acquired, merges
with another entity, becomes insolvent and/or declares
bankruptcy, the Web sites, and any information obtained
through them, may be transferred or sold to another entity,
in accordance with applicable law.
E-Mail Privacy (Back to Top)
You can choose to receive e-mail from Benico, Ltd. on
selected health topics and promotions. These e-mail messages
include instructions for discontinuing their receipt.
You can also use our Web sites to send an
e-mail inquiry to Benico, Ltd., which may result in a
reply being sent to an e-mail address that you provide.
Responses sent from the Benico, Ltd. customer
service team to your e-mail provider may not be secure
or may be intercepted by third parties. By using the e-mail
service, you accept the risk of transmitting information
from Benico, Ltd. to your personal e-mail address in an
unsecure environment. If you wish to keep your information
private, you should not use our email. Instead, you should
contact us at 800-783-6005.
If you are receiving e-mail correspondence
at an employer's e-mail address, please note that, under
law, the employer may be permitted to view the contents
of any e-mail messages received at this address. If you
are concerned about the confidentiality of your e-mail
messages, you may wish to use a home e-mail address.
Usage by Children
(Back to Top)
Benico, Ltd.' Web sites are neither intended nor designed
to attract users who are minor children. Furthermore,
Benico, Ltd. has no intention of collecting personal information
from minor children.
Cookies (Back
to Top)
Benico, Ltd. does not now, but may in the future, store
information on your computer. This information will be
in the form of a "cookie" or similar file and will be used to
determine ways to improve our Web sites, advertisements,
products or services. With most Internet browsers, you
can erase cookies from your hard drive, block all cookies,
or receive a warning before a cookie is stored. Please
refer to your browser's instructions or online help files
to learn more about these functions.
Links to Other Sites
(Back to Top)
Benico, Ltd.' Web sites may include links to other sites
that are not related to, or are not the property of, Benico,
Ltd.. We are not responsible for the dependability or
information security of these other sites, and the policies
in our Security/Privacy Statement pertain only to Benico,
Ltd.' Web sites.
Changes in Our Privacy
Policy (Back to Top)
Benico, Ltd. uses your personal and health-related personal
information only as described in the privacy policy when
the information is collected from you. However, subject
to the terms below, we reserve the right to change the
terms of this privacy/disclosure policy at any time. Changes
to the Privacy/Disclosure Policy will be posted on this
site.
Announcements of policy changes will include
any applicable instructions for rejecting the additional
use, disclosure, or sale of your information.
How to Send Us Your
Comments (Back to Top)
We welcome your comments. If you have general feedback
regarding our privacy/disclosure policy, please send an
e-mail to info@benico.com.
FAQ
What
is Benico, Ltd.?
The title "Benico, Ltd." encompasses all departments,
divisions, affiliates, and subsidiaries of Benico, Ltd.,
Inc.
What is non-personal
information?(Back)
Non-Personal information is information that can not personally
identify you or be used to contact you. Examples include
type of Internet browser, type of computer operating system,
and the domain name of the Web site and / or Internet
service provider from which you linked to our site or
advertisement.
What is personal
information?(Back)
Personal information is information that could be used
to identify or contact you. Examples include your name,
e-mail address, mailing address, social security number
and telephone number.
What is aggregate
data?(Back)
Aggregate data is summary level data, such as the number
of members of a specific gender, in a specific
zip code, that have chosen a specific benefit
plan. Aggregate data does not contain information
that can be used to identify or contact you, such as your
name, address, telephone number or e-mail address.
What is a Cookie?(Back)
A "cookie" is a unique identifier that a web site transfers
to your hard drive for record-keeping purposes.
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